Terms & Conditions Generator

They're the contract between you and your users: what the service is, what users may and may not do, who owns the content, what happens about payments and refunds, and how far your liability goes. Without published terms, disputes fall back to default law — usually the worst version for the site owner.

Unlike a privacy policy, usually not by statute — but they're contractually essential the moment money, user accounts or user content is involved. Payment processors and marketplaces often require them before approving an account.

It fixes which jurisdiction's law applies and which courts hear disputes. Without one, you can be dragged into a forum you've never operated in. Enter your city/country in the questionnaire and the clause is drafted around it.

State the window (7, 15 or 30 days), how to claim (email), where refunds go (original payment method), and what's excluded (customised or consumed services, items marked non-refundable). Consumer-protection law in your jurisdiction may add rights on top of whatever you write — another reason for the lawyer pass.

Partially. Courts enforce reasonable limitation clauses but strike down attempts to exclude what the law says cannot be excluded (fraud, some negligence categories, statutory consumer rights). The template limits liability "to the maximum extent permitted by law" — deliberately conservative wording.

Yes, for anything beyond a hobby page: privacy policy for data handling (legally required in most contexts), T&C for the commercial relationship. Generate both here — they cross-reference cleanly.